Readers ask: Which Credit Card Offers The Best Travel Rewards?

Which travel rewards credit card is easiest to be approved for?

Overall, the easiest credit card to get with good travel rewards is the Bank of America® Customized Cash Rewards Secured Credit Card because you can get approved even if your credit is bad.

Is it bad to cancel a credit card you don’t use?

You’ve likely heard that closing a credit card account could damage your credit score. And while it is generally true that cancelling a credit card can impact your score, that isn’t always the case. Typically, it’s best to leave your credit card accounts open, even if you’re not using them.

How do I get more points on my credit card?

Here are six straightforward tips for earning more miles, points or cash back:

  1. Hit the minimum spending requirement to earn a sign-up bonus.
  2. Take advantage of additional bonus offers.
  3. Use online shopping portals.
  4. Take advantage of temporary bonuses.
  5. Use your credit card for everything that doesn’t charge a fee.
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How many miles do you need for a flight?

For domestic flights, expect to pay between 4,000 miles and 20,000 miles each way for a main cabin seat. With legacy carriers, 12,500 miles is the norm for an economy seat. If you’re flying in business or first class, expect to pay between around 50,000 miles each way in most cases.

What credit score do I need for an airline credit card?

What’s your credit score? Airline cards — and travel cards in general — typically require good or excellent credit scores, meaning 690 or higher. You can check your credit score on NerdWallet.

What is the easiest Chase card to be approved for?

The Chase Slate® credit card is a minimalist card, with no rewards and relatively few perks. In return, it offers easy approval, accepting credit scores in the 551 to 600 range for 8% of its cardholders, according to a Credit Karma survey of cardholders.

Can I use credit card miles on any airline?

Airline Miles can be redeemed as a statement credit toward any travel purchase (tickets on any airline, hotels, rental cards, cruises, etc. There are no blackout dates or other restrictions.

Can I book a flight for someone else using my credit card?

You can buy a plane ticket for someone else with your credit card. You just need to clearly state whom the ticket is for when you book the flight. Put your name and card information in the billing section and the name of the person you’re buying the ticket for in the traveler section.

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Can I book flight with credit card?

Payment for online bookings can be made through credit cards, debit cards, internet banking (direct debit) as specified below. Payment for online booking is accepted by all Master and VISA Credit Cards.

Is it better to close a credit card or leave it open with a zero balance?

The standard advice is to keep unused accounts with zero balances open. The reason is that closing the accounts reduces your available credit, which makes it appear that your utilization rate, or balance-to-limit ratio, has suddenly increased.

Should I close accounts I don’t use?

Closing an account may save you money in annual fees, or reduce the risk of fraud on those accounts, but closing the wrong accounts could actually harm your credit score. Cards that you don’t use, but charge high annual fees, may be candidates for closure in order to save you money.

Does zero balance affect credit score?

Unless your balance is always zero, your credit report will probably show balance higher than what you’re currently carrying. Fortunately, carrying a balance won’t hurt your credit score as long as the balance you do have isn’t too high (above 30% of the credit limit).

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